What are ACH Payments?
ACH (Automated Clearing House) payments are electronic bank-to-bank transfers that allow you to move money between accounts without using paper checks, wire transfers, or card networks. ACH is perfect for recurring payments, payroll, and B2B transactions.
Benefits of ACH
- Lower Fees: ACH transactions typically cost less than card payments
- Recurring Payments: Ideal for subscriptions and automatic billing
- Direct Deposit: Perfect for payroll and vendor payments
- Secure: Bank-level security and encryption
- Convenient: No need for paper checks
Use Cases
- Subscription billing and recurring payments
- B2B invoices and payments
- Payroll and employee direct deposit
- Rent and utility payments
- Membership dues
- Donation processing
Pricing
ACH payments are available on Professional and Enterprise plans:
- Professional: 0.8% per transaction (capped at $5)
- Enterprise: Custom pricing available