SMS Terms and Conditions - Instant Transaction

Last Updated: January 1, 2026

Effective Date: January 1, 2026

1. Introduction

These SMS Terms and Conditions ("SMS Terms") govern your receipt of text messages from Instant Transaction ("we," "our," or "us"). By opting in to receive SMS messages from us, you agree to these SMS Terms, which comply with the Telephone Consumer Protection Act (TCPA) and other applicable U.S. regulations.

2. Program Description

Instant Transaction offers SMS messaging services to provide you with:

Account Alerts: Security notifications, login alerts, and account changes
Transaction Notifications: Payment confirmations, refunds, and chargeback alerts
Settlement Updates: Notifications about fund deposits and withdrawals
Service Updates: Important information about our services and platform
Marketing Messages: Promotional offers and product updates (with separate consent)

3. Opting In

You may opt-in to receive SMS messages by:

Checking the SMS opt-in box during account registration
Texting a keyword to our short code
Providing consent through our website or customer portal
Verbally agreeing during a phone call with our support team

By opting in, you confirm that:

You are the owner or authorized user of the mobile phone number provided
You are at least 18 years of age
You understand that message and data rates may apply

4. Message Frequency

The frequency of messages varies based on your account activity and preferences:

Account/Transaction Messages: Varies based on your transaction volume
Marketing Messages: Up to 4 messages per month (if opted in separately)

Message frequency is not guaranteed and may vary.

5. Message and Data Rates

Message and data rates may apply. Standard messaging rates from your wireless carrier will apply to all SMS messages sent to and from Instant Transaction. Please contact your wireless carrier for information about your messaging plan.

Instant Transaction does not charge you directly for SMS messages, but you are responsible for any charges from your carrier.

6. Supported Carriers

Our SMS service is supported by major U.S. wireless carriers including, but not limited to:

AT&T
Verizon Wireless
T-Mobile
Sprint
US Cellular
Metro by T-Mobile
Cricket Wireless
Boost Mobile

Carriers are not liable for delayed or undelivered messages.

7. Opting Out

You may opt-out of receiving SMS messages at any time by:

Texting STOP to any message you receive from us
Updating your preferences in your account settings
Contacting our support team at support@instant-transaction.digital

After opting out:

You will receive a confirmation message confirming your opt-out
You will no longer receive marketing or promotional SMS messages
You may continue to receive essential account and transaction messages as required by law or for security purposes

8. Help and Support

For help with SMS services:

Text HELP to any message you receive from us
Contact our support team at support@instant-transaction.digital
Call our customer service line (available during business hours)

9. Privacy and Security

Your privacy is important to us. Information collected through our SMS service is handled in accordance with our Privacy Policy. We will not share your mobile phone number with third parties for their marketing purposes without your explicit consent.

We implement appropriate security measures to protect your information transmitted via SMS.

10. Disclaimer of Warranties

SMS MESSAGES ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE THAT SMS MESSAGES WILL BE DELIVERED, DELIVERED TIMELY, OR DELIVERED WITHOUT ERROR. DELIVERY MAY BE AFFECTED BY CARRIER NETWORK AVAILABILITY, TECHNICAL ISSUES, OR OTHER FACTORS BEYOND OUR CONTROL.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INSTANT TRANSACTION SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM OR RELATED TO OUR SMS SERVICES, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

12. Changes to SMS Terms

We may modify these SMS Terms at any time. We will notify you of material changes via SMS or through your account. Your continued use of our SMS services after changes constitutes acceptance of the updated terms.

13. Governing Law

These SMS Terms are governed by the laws of the State of New Jersey and the federal laws of the United States, including the Telephone Consumer Protection Act (TCPA) and related regulations.

14. Contact Information

For questions about these SMS Terms, please contact us:

Email: support@instant-transaction.digital
Address: 327 Benner Street, Highland Park, New Jersey 08904
Website: https://instant-transaction.digital